I tell you something. Everybody is afraid. To be brave means to get over it. Who is not afraid is not brave, just possibly plain reckless. But of course there is no point in fearing things which should not be feared. It's too much energy. I don't know how old you are, but it is not a good way to live a life in fear. It is never late to find a solution. There is always a solution. It might be a psychologist, it might not. You need to find out I suppose.

Oh, yessss, I am indeed very wise and practical - as long as it is other people's problems we are talking about, not mine... 8-)

Of course people don't like to give advice! It is responsibility! :)